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    You have submitted an FOI request

    Date: 2023-01-20 06:59:01.024864


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    Date: 2023-01-20 08:29:46.947719


    Your request was successful

    Date: 2023-01-26 14:45:44.914445

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Request of promissory note and contract of loan

Requested from SEC by M. David at 06:59 AM on Jan 20, 2023.
Purpose: Copy for my documents
Date of Coverage: 01/20/2019 - 01/20/2023
Tracking no: #SEC-279386195413

David 06:59 AM, Jan 20, 2023

Hi good morning . Sec can I request for the copy of  promisory  note and contract of my loan  to credit 365 lending corporation .
Name of borrower . Vincent Carl  e. David
Alexander w. Sanchez
Ma. Corazon e. David
Name lending company 
Credit 365 lending corp
Plaza Victoria STO Domingo Angeles city
The lender didn't gave us any copy of written

Gonzales 08:29 AM, Jan 20, 2023

January 20, 2023

Dear Ma. Corazon,

Thank you for your request dated Jan 20, 2023 under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch, for Request of promissory note and contract of loan.

We received your request on Jan 20, 2023 and will respond on or before Feb 10, 2023 06:59:01 AM, in accordance with the Executive Order's implementing rules and regulations.

Should you have any questions regarding your request, kindly contact me using the reply function on the eFOI portal at, for request with ticket number #SEC-279386195413.

Thank you.


Isma Gonzales
FOI Officer

David 10:06 AM, Jan 20, 2023

Thank you mam ... 

Gumtang- Remalante 02:45 PM, Jan 26, 2023

January 26, 2023

Dear Ma. Corazon David,


Thank you for your request dated Jan 20, 2023 06:59:01 AM under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch.

Your Request

You asked for Request of promissory note and contract of loan.

Response to Request

While our aim is to provide information whenever possible, in this instance this Office does not have the information you have requested. The requested documents are not part of the reportorial requirements submitted by lending companies to the Securities and Exchange Commission.

Based on the information you provided, however, your FOI request may indicate a possible violation of the Truth in Lending Act. You may file a formal complaint with us by following the instructions below:

1. To File a Formal Complaint Against a Lending or Financing Company

Download and fill out the Complaint Form completely and accurately:

2. Provide the necessary attachments, namely:

a. relevant documents and evidence that will support your claim/s or allegation/s ( e.g. screenshots of text messages and conversations with the financing/lending company);

b. loan agreement (if any);

c. valid government-issued ID; and

d. evidence/proof that you have exhausted all remedies against the company concerned before filing your complaint with the SEC.

3. Indicate the following personal information of the complainant in the complaint form:

a. personal e-mail address;

b. personal contact number/s; and

c. address (in the Philippines) where you may be furnished a copy of letter/s and order from the Commission.

 4. Use the below format in the subject head of e-mail in sending the complaint form to



 5. Submit one complaint form per respondent company.

For more information, refer to this link:

Your right to request a review

If you are unhappy with this response to your FOI request, you may ask us to carry out an internal review of the response by writing to Commission Secretary at Your review request should explain why you are dissatisfied with this response, and should be made within 15 calendar days from the date when you received this letter. We will complete the review and tell you the result within 30 calendar days from the date when we receive your review request.

If you are not satisfied with the result of the review, you then have the right to appeal to the Office of the President under Administrative Order No. 22 (s. 2011).

Thank you.


Atty. Rachel Esther Gumtang- Remalante
FOI Receiving Officer

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