Requested from SEC by M. David at 06:59 AM on
Jan 20, 2023.
Purpose: Copy for my documents
Date of Coverage: 01/20/2019 - 01/20/2023
Tracking no: #SEC-279386195413
David 06:59 AM, Jan 20, 2023
Hi good morning . Sec can I request for the copy of promisory note and contract of my loan to credit 365 lending corporation .
Name of borrower . Vincent Carl e. David
Alexander w. Sanchez
Ma. Corazon e. David
Name lending company
Credit 365 lending corp
Plaza Victoria STO Domingo Angeles city
The lender didn't gave us any copy of written
Gonzales 08:29 AM, Jan 20, 2023
January 20, 2023
Dear Ma. Corazon,
Thank you for your request dated Jan 20, 2023 under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch, for Request of promissory note and contract of loan.
We received your request on Jan 20, 2023 and will respond on or before Feb 10, 2023 06:59:01 AM, in accordance with the Executive Order's implementing rules and regulations.
Should you have any questions regarding your request, kindly contact me using the reply function on the eFOI portal at https://foipmo08072019-dot-efoi-ph.appspot.com/requests/aglzfmVmb2ktcGhyHQsSB0NvbnRlbnQiEFNFQy0yNzkzODYxOTU0MTMM, for request with ticket number #SEC-279386195413.
David 10:06 AM, Jan 20, 2023
Thank you mam ...
Gumtang- Remalante 02:45 PM, Jan 26, 2023
January 26, 2023
Dear Ma. Corazon David,
Thank you for your request dated Jan 20, 2023 06:59:01 AM under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch.
You asked for Request of promissory note and contract of loan.
Response to Request
While our aim is to provide information whenever possible, in this instance this Office does not have the information you have requested. The requested documents are not part of the reportorial requirements submitted by lending companies to the Securities and Exchange Commission.
Based on the information you provided, however, your FOI request may indicate a possible violation of the Truth in Lending Act. You may file a formal complaint with us by following the instructions below:
1. To File a Formal Complaint Against a Lending or Financing Company
Download and fill out the Complaint Form completely and accurately: https://www.sec.gov.ph/wp-content/uploads/2021/04/2021FORM_Updated-Complaint-Form.docx
2. Provide the necessary attachments, namely:
a. relevant documents and evidence that will support your claim/s or allegation/s ( e.g. screenshots of text messages and conversations with the financing/lending company);
b. loan agreement (if any);
c. valid government-issued ID; and
d. evidence/proof that you have exhausted all remedies against the company concerned before filing your complaint with the SEC.
3. Indicate the following personal information of the complainant in the complaint form:
a. personal e-mail address;
b. personal contact number/s; and
c. address (in the Philippines) where you may be furnished a copy of letter/s and order from the Commission.
4. Use the below format in the subject head of e-mail in sending the complaint form to email@example.com:
COMPLETE NAME_RESPONDENT COMPANY _SUBJECT OF COMPLAINT
(ex: JUAN DELA CRUZ_ABC LENDING_DISCLOSURE STATEMENT VIOLATION)
5. Submit one complaint form per respondent company.
For more information, refer to this link: http://www.sec.gov.ph/lending-companies-and-financing-companies/complaints/
Your right to request a review
If you are unhappy with this response to your FOI request, you may ask us to carry out an internal review of the response by writing to Commission Secretary at firstname.lastname@example.org. Your review request should explain why you are dissatisfied with this response, and should be made within 15 calendar days from the date when you received this letter. We will complete the review and tell you the result within 30 calendar days from the date when we receive your review request.
If you are not satisfied with the result of the review, you then have the right to appeal to the Office of the President under Administrative Order No. 22 (s. 2011).
Atty. Rachel Esther Gumtang- Remalante
FOI Receiving Officer
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