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    You have submitted an FOI request

    Date: 2022-05-09 20:17:44.059985


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    Date: 2022-05-10 09:00:50.568622


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    Date: 2022-05-12 14:47:11.426349

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    How was your request?

Agressive and making threats

Requested from SEC by J. Dela paz at 08:17 PM on May 09, 2022.
Purpose: In regards with lending issues
Date of Coverage: 05/08/2022 - 05/09/2022
Tracking no: #SEC-291619874904

Dela paz 08:17 PM, May 09, 2022

I would like to report regarding with this online lending company "Coco peso" which is too abusive and doing threats if you not pay on-time. Means literally time, if they say you need to pay your loan before 12 pm eventhough your due date will be the same day they won't stop calling and texting you. Up to the point i experienced they are making threats, if i won't pay on the declared time as the agent mentioned on the same due date they will mentioned they will call your company and try to make scandal on your facebook or any media patform your engaged.

Gonzales 09:00 AM, May 10, 2022

May 10, 2022

Dear Juan miguel ruperto,

Thank you for your request dated May 09, 2022 under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch, for Agressive and making threats.

We received your request on May 09, 2022 and will respond on or before May 30, 2022 08:17:44 PM, in accordance with the Executive Order's implementing rules and regulations.

Should you have any questions regarding your request, kindly contact me using the reply function on the eFOI portal at, for request with ticket number #SEC-291619874904.

Thank you.


Isma Gonzales
FOI Officer

Gumtang- Remalante 02:47 PM, May 12, 2022

May 12, 2022

Dear Juan miguel ruperto Dela paz,


Thank you for your request dated May 09, 2022 08:17:44 PM under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch.

Your Request

You asked for Agressive and making threats.

Response to Request

Please take note that the Commission is already taking the necessary actions against complaints filed against companies that is under its regulatory supervision.

Also, your FOI request may indicate possible violation of the SEC Memorandum Circular No. 18, series of 2019, on the Prohibition on Unfair Collection Practices. In this regard, you may file a formal complaint with us by following the instructions below:

1. To File a Formal Complaint Against a Lending or Financing Company
Download and fill out the Complaint Form completely and accurately:

2. Provide the necessary attachments, namely:
a. relevant documents and evidence that will support your claim/s or allegation/s ( e.g. screenshots of text messages and conversations with the financing/lending company);
b. loan agreement (if any);
c. valid government-issued ID; and
d. evidence/proof that you have exhausted all remedies against the company concerned before filing your complaint with the SEC.

3. Indicate the following personal information of the complainant in the complaint form:
a. personal e-mail address;
b. personal contact number/s; and
c. address (in the Philippines) where you may be furnished a copy of letter/s and order from the Commission.

4. Use the below format in the subject head of e-mail in sending the complaint form to
5. Submit one complaint form per respondent company.
For more information, refer to this link:

As to your issues on data privacy violation or violations of Republic Act No. 10173, or the Data Privacy Act of 2012, please contact:

Atty. Michael R. Santos
Chief, Complaints and Investigation Division
National Privacy Commission
Address: 5th Floor Delegation Building, PICC Complex, Roxas Boulevard
Landline: 02-8-2342228 loc 114 or 115
Mobile Number: 0905-5061478 (Globe); 0970-8180555 (Smart)

Your right to request a review
If you are unhappy with this response to your FOI request, you may ask us to carry out an internal review of the response by writing to Commission Secretary at Your review request should explain why you are dissatisfied with this response, and should be made within 15 calendar days from the date when you received this letter. We will complete the review and tell you the result within 30 calendar days from the date when we receive your review request.
If you are not satisfied with the result of the review, you then have the right to appeal to the Office of the President under Administrative Order No. 22 (s. 2011).
Thank you.

Atty. Rachel Esther Gumtang- Remalante
FOI Receiving Officer

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