Home Development Mutual Fund/Pag-IBIG Fund

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    Date: 2021-11-23 16:24:44.381343


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Follow-up Question - Information on How Dividends are Computed (#HDMF-606777030762)

Requested from HDMF by C. Yu at 04:24 PM on Nov 23, 2021.
Purpose: To reconcile dividend computation from Virtual Pagibig using the simulation spreadsheets
Date of Coverage: 01/01/2018 - 12/31/2020
Tracking no: #HDMF-487789840673

Yu 04:24 PM, Nov 23, 2021

Through #HDMF-606777030762, I received simulation of dividends for years 2018, 2019, and 2020 from Atty. Jose Roberto Po. Unfortunately, I am still unable to reconcile the details from my VIRTUAL PAGIBIG based on them. 

I think this is most likely due to the fact that in the simulation,
1. Transaction date is fixed on 20th of each month
2. There's no angle on compounding interest

Under said ticket, I replied with my VIRTUAL PAGIBIG details as well as other details that I wanted considered for the spreadsheets.

Ticket is already tagged as SUCCESSFUL hence this new ticket.

01 December 2021


This refers to your eFOI request received on 23 November 2021 sent to the eFOI portal of the Home Development Mutual Fund (Fund) wherein you asked for the simulation of your Pag-IBIG 1 dividends for years 2018 to 2020 taking into account your details from your Virtual Pag-IBIG. 

Kindly be informed that Section 3 of Executive Order No. 2, series of 2016 (Executive Order) grants every Filipino citizen the right to access information, official records, public records and to documents and papers pertaining to official acts, transactions or decisions, as well as to government research data used as basis for policy development. 

In accordance with the aforementioned Executive Order, the Pag-IBIG Fund People’s Freedom of Information Manual (Manual) also states that “Information for Disclosure” includes: information promoting the awareness and understanding of policies, programs, activities, rules or regulations affecting the public, government agencies, and the community and economy (Section 2 of the Manual). 

In other words, the nature and subject of requests for information pursuant to Executive Order No. 2, series of 2016 refer to the right of Filipino citizens to information on matters of public concern. It excludes requests pertaining to personal transactions with the Fund, which necessarily involves disclosure of personal information.

Considering that your request pertains to your personal transaction and record with the Fund, this is not covered under the aforementioned Executive Order and Manual. 

Nevertheless, we took the liberty of endorsing your request to the operating unit concerned – the Member Services Sector Support Unit (MSSSU). For your inquiries or concerns, you may contact Ms. Jasmine A. Baltazar, Loans and Credit Evaluator II, at jabaltazar@pagibigfund.gov.ph and/or through telephone number 8422-3000 local 5399.

Thank you.

FOI Receiving Officer

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