Home Development Mutual Fund/Pag-IBIG Fund(HDMF)

Hello,

I'd like to request the following information from the HDMF:

For the last 5 years (2018-2023), for each year:
1. Total home loans and total loan value disbursed,
2. Average loan size and average interest rate 
3. Names of the top 20 pagibig developers 
4. Amount of home loans and total value disbursed for each of the top 20 developers 

Data is ideally broken down:
By category of house-socialized/economic/affordable
Location - Region

Thank you
Wouter

*(re-uploading response)
06 March 2024 
Dear Requestor, 
This refers to your FOI request received on 28 February 2024 via electronic  mail and received by the eFOI receiving officer of the Home Development  Mutual Fund (Fund) wherein you are requesting for historical data of home loans and top developers, specifically for the following information: 
For the last 5 years (2018-2023), for each year: 
1. Total home loans and total loan value disbursed; 
2. Average loan size and average interest rate; 
3. Names of the top 20 Pag-IBIG developers; and 
4. Amount of home loans and total value disbursed for each of the top 20  developers. 
Furthermore, you are requesting that data be broken down by category of  house-socialized/economic/affordable Location – Region. According to you, the data will be used for market research. On 01 March 2024, we requested from you copy of your valid Philippine IDs for  identification and records purposes. On the same day, you provided us with a  scanned copy the following ID as proof of your identification: 1. Belgium Passport 2. Tourist Alien Certificate of Registration issued by the Republic of the  Philippines.
In reply to your request, kindly be informed that Section 3 of Executive Order  No. 2, series of 2016 (Executive Order) grants every Filipino citizen the right  to access information, official records, public records and to documents and  papers pertaining to official acts, transactions or decisions, as well as to  government research data used as basis for policy development.  
In accordance with the aforementioned Executive Order, the Pag-IBIG Fund  People’s Freedom of Information Manual (Manual) also states that “Information  for Disclosure” includes: information promoting the awareness and  understanding of policies, programs, activities, rules or regulations affecting  the public, government agencies, and the community and economy (Section 2 of  the Manual).  
In other words, the nature and subject of requests for information pursuant to  Executive Order No. 2, series of 2016 refer to the right of Filipino citizens to  information on matters of public concern. It excludes requests pertaining to  personal transactions with the Fund, which necessarily involves disclosure of  personal information. 
The FOI provisions explicitly provides that they apply to and are intended for  Filipino citizens while remaining silent on whether its provisions may be  extended to foreign nationals. Thus, we are constrained to deny your request  as it does not meet the criteria outlined for FOI requests. 
In compliance with Section 6.6.1 of the Anti-Red Tape Authority (ARTA)  Memorandum Circular No. 2019-002, series of 2019 entitled Guidelines on the  Implementation of the Citizen’s Charter in Compliance with Republic Act  11032, otherwise known as the “Ease of Doing Business and Efficient  Government Service Delivery Act of 2018,” and Its Implementing Rules and  Regulations, may we kindly request your thoughts or feedback on how we can  improve your experience by filling out the Feedback Form in this link:  https://forms.office.com/r/A652CzriXW 
Thank you. 
eFOI Receiving Officer